Car insurance protects you financially if you are held responsible for the injuries or property losses of another party and covers damage to your vehicle. If you or your passengers are hurt in an accident or are struck by an underinsured or uninsured motorist, your auto insurance may also cover your medical expenses. Here is a list of Best Car Insurance Companies.
USAA Car Insurance
According to ratings, USAA is the top insurance provider which is one of the Best Car Insurance Companies. Survey reveals that USAA customers are the most satisfied, most willing to renew their insurance, and most likely to refer USAA to other motorists. USAA has the lowest rates overall. Only those in the military community can purchase USAA insurance products, such as auto, homes, and renters plans.
Pros
Lower-than-average rates across the board for drivers
Highest rated insurance for customer service
Cons
Exclusive to USAA members
State Farm Car Insurance
It performs well in several key categories, including customer loyalty, customer recommendations, and policy. The convenience of submitting a claim is entirely satisfactory to about 56% of State Farm clients. Nearly 55% of clients express complete satisfaction with the way the business handled their claims. Less than 50% of respondents indicate they are satisfied with the communication they received throughout their claims experience, despite the fact that State Farm’s scores are typically above average.
Pros
Customers rate overall customer service and policy renewal with high marks.
Below-average annual rates for many drivers
Cons
Higher average yearly rates for drivers with bad credit
Farmers Car Insurance
Customers of Farmers Insurance were extremely happy with the way their claims were handled and with the level of customer service they received. The prices for Farmers vehicle insurance, however, are among the most expensive.
Pros
Excellent client service
Responds quickly to claims, as per client feedback
Cons
Premium rates above the average for the country.
Based on survey data, customers are less likely to renew than the norm.
Nationwide Car Insurance
Customers of Farmers Insurance were extremely happy with the way their claims are handled and with the level of customer service they received. The prices for Farmers vehicle insurance, however, are among the most expensive.
Pros
High grades for retaining customers
Superior ratings for processing claims and customer service
Nebraska’s most affordable rates
Cons
More expensive than many competitors’ minimum coverage rates
Higher-than-average insurance costs for DUI drivers.
Geico Car Insurance
Geico is often a decent option for drivers who wish to pay less for their car insurance compared to other providers on our list. The average annual rates at Geico are among the lowest.
Pros
Second-lowest average rates in survey when compared to other companies
Most affordable rates for drivers with bad credit
Cons
Higher than average rates of DUI drivers
